Your money, finally in your language.
Masareef turns your bank SMS into a clear, private picture of your spending — and an AI that helps you actually budget. In Arabic and English.
Reads SMS from 30+ Egyptian banks & wallets.
Everything in one place
A finance app that does the typing for you.
Bank SMS becomes transactions. No typing.
The moment your bank texts you, Masareef reads it, categorises it, and files it. Merchant, amount, category — sorted before you even open the app. You just live your life.
A money-buddy that actually helps — and roasts you a little.
Chat in Egyptian Arabic or English. Masareef builds a real budget from how you actually spend, nudges you before you overspend, and isn't afraid to call out that third coffee. Friendly, never preachy.
Insights that make sense for how Egypt gets paid.
Spending by category, month-over-month trends, and a view that understands the salary cycle — so the end of the month never sneaks up on you again.
Never get surprised by a renewal again.
Masareef spots your recurring bills and subscriptions in your SMS — electricity, mobile, streaming, the gym — and reminds you before they hit. See what renews, when, and for how much.
Every transfer, InstaPay and wallet — one timeline.
Vodafone Cash, InstaPay, bank transfers and Fawry all land in the same clean feed. Money in, money out, who and when — finally in one place you can actually read.
See how your data stays private →How it works
Set up once. It runs by itself.
Connect
Add the SMS shortcut in two taps. No bank logins, no passwords, no account numbers — ever.
Capture
Every bank text turns into a clean, categorised transaction — automatically, in real time.
Understand
Budgets, trends and a chat that helps you make sense of it all — and stay on track.
Questions
Good to know.
Take control of your expenses.
Free to start. Private from day one. In the language you actually think in.